Purchase

For many self-employed Americans, homeownership accessibility may take longer and be frustrating because traditional loans require conventional income documentation. While their businesses may be thriving, many entrepreneurs and small business owners find themselves rejected by a traditional debt consolidation calculator because their tax returns don’t ...

Most loans are designed with traditional employment in mind. However, many people—entrepreneurs, freelancers, independent contractors, and small business owners—can’t prove their business or personal income with conventional means like W-2s and pay stubs. How do these people get a loan? Bank statement loans fill the ...

DSCR loans give real estate investors the tools to buy and rent property. The loan is repaid through a rent schedule until the mortgage has been paid in full. What Are DSCR Loans? DSCR stands for Debt Service Coverage Ratio. DSCR loans are designed for ...

The real estate market is very competitive, and many people struggle to find the perfect move-in-ready home at an affordable price. Potential homebuyers find homes with untapped potential, such as properties that need renovations, that enter the market at affordable prices. For current homeowners, aging ...

Did you know you can tap into your home equity? With that money, you can finance an investment or education. If you have built equity in your real estate property as a homeowner, a Home Equity Line of Credit (HELOC) is a flexible refinancing option ...

USDA loans, often dubbed as zero-down-payment mortgages, hold the key to homeownership for those seeking residences in rural and suburban regions. Their unique attributes and eligibility requirements set them apart from other financing options, offering significant advantages to eligible homebuyers. This type of loan could ...

A jumbo loan is a loan tailored for borrowers whose mortgage terms would exceed the conforming limits debt set by Fannie Mae and Freddie Mac. People wishing to buy luxury properties or expensive homes in high-cost areas turn to jumbo loans in order to finance ...

A 203k loan lets you purchase a house and finance the renovations. FHA 203k loans are a type of insured mortgage from the Federal Housing Administration and are available to anyone looking to buy a home and do some renovations with a small down payment.  ...

The process of applying for a conventional loan can be confusing, even before you begin, starting with a key question: Which loan type, what type of mortgage, or what loan limit should you consider? Some homebuyers opt to go with a conventional mortgage with specific ...