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Category: USDA Home Loans

How to Get a USDA Loan With Bad Credit? (Eligibility for 2024)

How to get a USDA Loan with Bad Credit? Buying a home can be a very daunting process, especially if you’re worried about whether your credit will qualify. While credit
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USDA Loan Florida: Requirements and Income Limits

Miami, Orlando, Tampa, and Palm Beach, FL might catch people’s attention but did you know that Jefferson County, FL is 100% rural as is Lafayette County? In these counties, you
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USDA Loan Texas: Requirements, Credit Score, Application

Did you know that 97% of Texas in the United States is categorized as rural? That means that many prospective homeowners qualify for a USDA direct loan.  USDA home loans
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USDA Loans in Massachusetts

In today’s property market, it can be difficult to imagine owning a home in Massachusetts. And yet, with a USDA home loan, many people can enter the property ladder by
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USDA Loans Georgia

Did you know that 120 out of Georgia’s 159 counties are rural? This gives plenty of opportunities for people looking to buy a new home in Georgia to apply for
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How to Get USDA Home Loans in South Carolina

High demand and low supply have caused housing affordability in South Carolina to drop by 10.9%, while the average home price has increased by over 18% since 2020. These changes
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What Is Due Diligence Money?

If you’ve been around friends or family that have recently purchased a home, you may have heard them talk about needing a due diligence check. The due diligence check is
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USDA Loan Earnest Money: Is It Required and Can You Get It Back

If you’ve been thinking about buying a home, you may be asking what the importance of the Earnest Money Deposit is. The Earnest Money Deposit, also known as a good
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USDA Appraisal Requirements (2024): Why Do You Need One?

For the USDA Home Loan program, we’ve covered most of the income and asset documents that the average borrower will need for the mortgage-lending process. In this blog post, we’ll
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USDA Asset and Income Documentation, and Verification Process

You have decided to apply for a USDA Home Loan. You’ve found the home of your dreams, and it resides within the eligibility criteria set forth by the USDA. What
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USDA Renovation Loan: Home Improvement Loan Requirements

USDA Renovation Loans If you’re thinking about purchasing a new home through the USDA Loan Program, you may have other options! While you can easily just buy a home that
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First Time Home Buyer Guide: An Introduction to Homeowner’s Insurance: USDA Loans

This latest blog update will be about the Homeowner’s Insurance policies, Homeowner’s Insurance requirements for the USDA Loan programs, and additional policies like Flood Insurance that may be needed for
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USDA Loan Rental Property

Some individuals wonder why it is important to buy rather than rent a home. You might believe it is cheaper to pay back a landlord instead of a bank. There
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Why It Is Important For Apartment Dwellers To Work With An Independent Mortgage Broker

If you have a limited income, you might wonder how you will ever be able to afford a home of your own. You should speak to an independent mortgage broker
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What To Do To Get A Government Home Loan By Your Wedding Day

Lots of couples plan a marriage and look for an abode at the same time. When you are looking to start a life in the country, you might wonder if
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How To Get A USDA Loan With Student Loans? (Guidelines)

The average college freshman wonders where he will live when he studies. If you will have a steady job and an excellent credit score, you might be able to apply
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Grants To Help Disabled Persons Buy A Home: USDA Loans

If you have aquired a new disability due to an illness or injury, you do not need to depend on a friend or family member to house you. People who
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Vital Reasons Why You Can Benefit From A House Relocation Loan

Many folks obtain Rural Development loans when they need to relocate their homes. There are lots of reasons why you might desire to move your dwelling to a new location.
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USDA Underwriting Guidelines

When trying to obtain a USDA home loan an underwriter has many guidelines that they look at when qualifying a borrower.  On top of having a middle credit score of
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USDA Loan Preapproval and Prequalification Process

USDA loans are backed by the United States Department of Agriculture and are aimed at people wishing to buy a property in a rural area. People working from home or
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