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VENICE LUCKX

Director of Sales
NMLS ID: 1810923
Company NMLS: 104621

I'm Venice Luckx and I am the Sales Director here at Society Mortgage..

I was born and raised in a small town near Ghent, Belgium. I went to Ghent University for a master’s degree in Business Engineering, where I grew my passion for finance and entrepreneurship.

My family and I would often vacation in sunny “So-Flo” to get away from the cold and rainy Belgium weather, during which I quickly fell in love with the American way of living. I permanently moved to the United States in 2018 and joined Society Mortgage in 2019. I worked hard from the very beginning, wanting to refine my mortgage knowledge and redefine the loan process.

My pursuit of happiness includes spending time with my better half and our fur babies (all three of them!). When I’m not practicing yoga, you can find me outdoors, fishing, and/or boating. After all, this is South-Florida!

At Society Mortgage, our goal is to always find the right products and solutions to best meet our borrower’s specific needs and simplify the home buying process for them. We pride ourselves on training and educating our team of loan officers to do the same, while always looking for ways to improve.

We look forward to the opportunity to guide and help you achieve your best possible financial picture! You have questions, we have answers. Call, text, or email us anytime!

Reach out to Venice Luckx today!
Society Mortgage - Venice Luckx
Society Mortgage - Venice Luckx

Author Articles

Loan officer explaining the Requirements for the USDA Renovation Loan
USDA

USDA Renovation Loan: Home Improvement Loan Requirements

USDA Renovation Loans If you’re thinking about purchasing a new home through the USDA loan program, you may have other options! While you can easily just buy a home that is not in need of any repairs, the USDA Renovation Loan Program allows you to ...
Loan officer replying which is better. Renting VS Buying a House
Mortgage Tips

Renting VS Buying A Home: Should You Rent Or Buy A House

Should you buy or rent? As much as I wish I had a straightforward answer for you, I don’t. Instead, I hope to guide your analysis in order to make things just a bit more clear for you. Let’s run down the major benefits of ...
Loan officer answering Can I Get A Mortgage If I Just Started A New Job
Mortgage Tips

Can I Get A Mortgage If I Just Started A New Job? W-2 or 1099?

Considering changing jobs, but curious how that might affect the mortgage approval you’re hoping for? Or, maybe you already have a new job and are wondering what your odds are. The general rule of thumb is that you should have a two-year history at your ...
Loan officer explaining if Can You Buy A House With Student Loans Debt
Mortgage Tips

Can You Buy A House With Student Loans? Credit Score, Debt Ratio, etc

Buying a home with student loan debt is a possibility. The experts at CREFCO explain what you need to consider and how to go about the process for buying a home.
Loan officers explaining What Is The First-Time Homebuyer Tax Credit
Mortgage Tips

What Is The First-Time Homebuyer Tax Credit?

Tax credits are like rewards from the government for doing certain things, and they work by directly lowering the amount of tax you have to pay. But what about the first-time homebuyer tax credit? Well, it’s a special tax break for people who want to ...
Loan officer explaining What Is A Profit And Loss Statement?
Mortgage Tips

What Is A Profit And Loss Statement? What About Balance Sheets?

An Introduction to Profit and Loss Statements and Balance Sheets For this blog update, we’ll be going into detail about profit and loss statements, Balance sheets, the differences between them, and when the first-time home buyer will  be needing them for the home buying process. ...
SM Blog Photos (3)
Mortgage Tips

Living Rent Free Letter for Mortgage: Needed Documentation

For the third and final part of this blog, we’ll be discussing some more documents as well as giving additional tips that may help the first time home buyer speed up the mortgage-lending process. In the last blog update, we talked a bit about some ...
Loan officer answering What Is an Escrow On A Mortgage?
Mortgage Tips

What Is Escrow On A Residential Mortgage?

For this blog update, we will be discussing the mortgage term “escrow,” and what it means for the first time home buyer’s mortgage lending process. Escrow in the mortgage lending process is essentially an account that is created during the lending process that holds items ...
SM Blog Photos (2)
FHA

FHA Loan Homeowners Insurance Requirements (2025)

FHA loans require that the property being purchased has homeowners insurance in effect, on the day of closing.  In addition to homeowners insurance, certain properties may require additional insurance coverages, i.e. flood insurance, and that will be determined during the loan process.  The insurance policies ...