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VENICE LUCKX

Director of Sales
NMLS ID: 1810923
Company NMLS: 104621

I'm Venice Luckx and I am the Sales Director here at Society Mortgage..

I was born and raised in a small town near Ghent, Belgium. I went to Ghent University for a master’s degree in Business Engineering, where I grew my passion for finance and entrepreneurship.

My family and I would often vacation in sunny “So-Flo” to get away from the cold and rainy Belgium weather, during which I quickly fell in love with the American way of living. I permanently moved to the United States in 2018 and joined Society Mortgage in 2019. I worked hard from the very beginning, wanting to refine my mortgage knowledge and redefine the loan process.

My pursuit of happiness includes spending time with my better half and our fur babies (all three of them!). When I’m not practicing yoga, you can find me outdoors, fishing, and/or boating. After all, this is South-Florida!

At Society Mortgage, our goal is to always find the right products and solutions to best meet our borrower’s specific needs and simplify the home buying process for them. We pride ourselves on training and educating our team of loan officers to do the same, while always looking for ways to improve.

We look forward to the opportunity to guide and help you achieve your best possible financial picture! You have questions, we have answers. Call, text, or email us anytime!

Reach out to Venice Luckx today!
Society Mortgage - Venice Luckx
Society Mortgage - Venice Luckx

Author Articles

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Mortgage Tips

The What, When and Why’s of a Foundation Inspection Certification

Introduction In the process of obtaining a mortgage, your lender may request a Foundation Inspection or a Foundation Certification. A Foundation Inspection Certification may be requested for several reasons, such as being requested by the appraiser due to his or her inspection, or the home ...
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Mortgage Tips

Asset Documentation For First-Time Home Buyers

One of the biggest sources of anxiety for the first time home buyer is the asset documentation needed for submission and for the final approval. First time home buyers can easily feel overwhelmed with the amount of documentation that is needed, especially when it comes ...
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Mortgage Tips

Mortgage Tips When Buying First Home: First-Time Buyer Advice

Understanding Your Budget For the first-time home-buyer, choosing the first home can be a daunting, intimidating process. There seems to be a lot of rules and regulations, many different loan programs to choose from, and a lot of fancy mortgage jargon that can leave a ...
Mortgage Tips

What Is A 1004d Appraisal Form? The Completion Report

For the first time home-buyer, a completion report may bring confusion, anxiety and uncertainty. However, I’m here to tell you that these completion reports should bring ease and comfort to the first time home-buyer. These reports are requested by lenders when the original home appraisal ...
Mortgage Tips

Who Are Fannie Mae And Freddie Mac? What’s The Difference?

The Skinny on Fannie Mae and Freddie Mac You may have heard the Names “Fannie Mae and Freddie Mac” while dabbing into the mortgage world and have asked yourself, “Who are they?” In short, Fannie-Mae and Freddie-Mac are not people, but entities. Fannie Mae and ...
Mortgage Tips

Mortgage Closing Process: What To Expect?

When your loan processor submits all of the documents required by the conditional approval and your file passes through all of the last checks with the underwriters, you will be ready for closing. This stage is usually called “Clear to close.” Clear to Close and ...
Mortgage Tips

What is the Debt to Income Ratio and How To Calculate It?

How Does My Annual Income Affect My Rate? Your annual income will not affect the rate of your loan, but it will affect the amount the lender will be comfortable giving you. A mortgage lender will be more apprehensive lending out a loan that they ...
Mortgage Tips

What Is Creditworthiness and How Do Lenders Determine It?

Understanding the Importance of Creditworthiness One of the most critical steps individuals often overlook before applying for a mortgage loan is assessing their creditworthiness. Failing to check your credit score before applying can lead to costly mistakes. This oversight could result in increased interest rates, ...
Mortgage Tips

Why Use A Mortgage Broker?

Expertise and Knowledge There are two reasons why hiring an independent mortgage lender is better than seeking financing through a bank. The employees at a borrowing firm know more about all of the different kinds of loans than do bank laborers. Most of them encourage ...