USDA

In today’s property market, it can be difficult to imagine owning a home in Massachusetts. And yet, with a USDA home loan, many people can enter the property ladder by purchasing a home.  Did you know that 65% of Massachusetts is classified as rural? USDA ...

Did you know that 120 out of Georgia’s 159 counties are rural? This gives plenty of opportunities for people looking to buy a new home in Georgia by applying for a USDA loan. Georgia USDA loans are aimed at giving rural areas a boost with ...

High demand and low supply have caused housing affordability in South Carolina to drop by 10.9%, while the average home price has increased by over 18% since 2020. These changes make it pretty hard to qualify for a first-time home in rural areas. Luckily, there ...

If you’ve been thinking about buying a home with a USDA loan, you may be asking what the importance of the Earnest Money Deposit is. The Earnest Money Deposit, also known as a good faith deposit, is an offer made by a buyer to show ...

For the USDA Home Loan program, we’ve covered most of the income and asset documents that the average borrower will need for the mortgage-lending process. In this blog post, we’ll be talking a bit about the “dreadful” Appraisal to make things a bit more easy ...

You have decided to apply for a USDA Home Loan. You’ve found the home of your dreams, and it resides within the eligibility criteria set forth by the USDA. What should you expect to have to make the approval process as easy and seamless as possible? Are ...

USDA Renovation Loans If you’re thinking about purchasing a new home through the USDA loan program, you may have other options! While you can easily just buy a home that is not in need of any repairs, the USDA Renovation Loan Program allows you to ...

USDA loans are a great option for home purchases in a designated USDA Rural Development area. Offering 100% financing without a requirement for a down payment, competitive loan rates, and flexible credit requirements, these loans make homeownership accessible to a wide range of borrowers who ...

Some individuals wonder why it is important to buy rather than rent a home. You might believe it is cheaper to pay back a landlord instead of a bank. There are distinct advantages to buying an abode with USDA Loans and rural development loans. Many ...