USDA

USDA loans are geared toward people wishing to have their primary residence in rural or suburban areas. These types of USDA loans are backed by the US Department of Agriculture and come with favorable income requirements terms, competitive interest rates, and no down payment requirement. ...

When buying a home in rural America, the USDA mortgage program is an attractive option. A USDA loan is a family housing guaranteed loan program that comes with no down payment and has competitive interest rates and flexible credit requirements. They are also geared toward ...

If you’re dreaming of homeownership but are struggling to find affordable financing options, USDA loans might be the solution for you. USDA home loans are backed by the United States Department of Agriculture and are geared towards helping people buy quality homes in rural areas ...

Miami, Orlando, Tampa, and Palm Beach, FL might catch people’s attention but did you know that Jefferson County, FL is 100% rural as is Lafayette County? In these counties, you can get a USDA loan to buy a home with favorable terms and low-interest rates. ...

Did you know that 97% of Texas in the United States is categorized as rural? That means that many prospective homeowners qualify for a USDA direct loan.  USDA home loans are backed by the Department of Agriculture as part of its USDA Rural Development Guaranteed ...

In today’s property market, it can be difficult to imagine owning a home in Massachusetts. And yet, with a USDA home loan, many people can enter the property ladder by purchasing a home.  Did you know that 65% of Massachusetts is classified as rural? USDA ...

Did you know that 120 out of Georgia’s 159 counties are rural? This gives plenty of opportunities for people looking to buy a new home in Georgia to apply for a USDA loan. Georgia USDA loans are backed by the US Department of Agriculture and ...

High demand and low supply have caused housing affordability in South Carolina to drop by 10.9%, while the average home price has increased by over 18% since 2020. These changes make it pretty hard to qualify for a first-time home in rural areas. Luckily, there ...

If you’ve been thinking about buying a home with a USDA loan, you may be asking what the importance of the Earnest Money Deposit is. The Earnest Money Deposit, also known as a good faith deposit, is an offer made by a buyer to show ...