USDA

While Chesapeake, Arlington, Virginia Beach, and Norfolk are certainly busy and bustling, there are areas located nearby these cities that blend rural settings with closeness to a city center. Such rural areas, including the Shenandoah Valley and Chesapeake Bay communities, qualify for a USDA loan. ...

Known for its forests and mountains, much of Colorado is rural. If a rural or suburban setting matches your life expectations, you could apply for a USDA loan and benefit from a 0% down payment loan. USDA loans are backed by the Department of Agriculture ...

Aside from Minneapolis, Saint Paul, Duluth, and Rochester, much of Minnesota qualifies as a rural area. This means that if you are looking for a home a little outside of the main cities and towns, you have plenty of choices around Minnesota. Many rural and ...

Large areas of Ohio qualify as rural. Driving a little out of Cincinnati, Columbus, or Toledo, you will find rural communities and suburbs. These are all places that qualify for a USDA home loan. USDA loans aim at reviving rural communities and are backed by ...

If life in a rural setting of Wisconsin suits your life expectations, then you could apply for a USDA loan in Wisconsin and benefit from friendly terms and favorable lending requirements. Society Mortgage is an equal housing lender and understands not only the charm of ...

USDA loans are a great way for first-time homebuyers to access the property ladder. These loans, backed by a government agency, come with no down payment, which is particularly helpful for buyers who don’t have enough savings or a previous home to sell. Add the ...

USDA loans in North Carolina are an affordable way to access homeownership on favorable terms. People on low to moderate incomes may qualify for USDA loans to buy homes in rural areas with no cash down payment and a low interest rate. Backed by the ...

The interest rate on your USDA loan is part of your mortgage’s overall cost. Lower USDA interest rates mean lower monthly payments and lower interest charges throughout the lifespan of your mortgage. With additional costs like the amount of private mortgage insurance, even saving a ...

When you apply for a USDA loan, your borrower will want to check that you can afford your mortgage and will be able to pay it comfortably, or at least within reasonable means. If you already have too much debt or financial obligations, you may ...