USDA

The USDA Loan Program The search for an affordable home in Iowa can be frustrating. House prices are high, and down payments make it almost impossible to own a home, especially for first-time homebuyers. As home values appreciate across the Hawkeye State, the dream of ...

If you want to buy a home in the Pelican State and apply for a new home loan, you may have witnessed high prices and mortgage down payments that make homeownership in Louisiana inaccessible. As housing costs continue to rise across Louisiana, many prospective homebuyers ...

Many Arkansas households are dreaming of owning their own home. However, given the rise of home prices across the Natural State, many hardworking Arkansans find that homeownership is getting more difficult. Most prospective buyers find that saving toward a home is out of reach with ...

For many families across the Magnolia State, homeownership feels like an unachievable dream. House prices are increasing from the areas of the Delta to DeSoto County, including Biloxi, Cleveland, and Jackson. Saving for a down payment makes the homebuying process even more distant. Enter the ...

Buying a home in Tennessee can be challenging for families as housing prices are going up while salaries remain more or less the same. Across the State, households looking to buy their forever home get disappointed with the prices and down payment requirements. This difficulty ...

Missouri is a beautiful State, with buzzing cities like Kansas City, Springfield, and St. Louis and plenty of astonishing countryside like the Ozarks and the plains in northern Missouri. So, it’s no surprise that people love moving here. Are you a first-time home buyer looking ...

Maryland is renowned for its cities and towns like Baltimore, Frederick, Annapolis, and Columbia, but its rural areas and Eastern shore are equally beautiful. If you want to live in a rural setting but still close enough to cities and cultural events, then you can ...

Illinois is much more than Chicago. From the fertile farmlands of central Illinois to the communities surrounding Chicago, Illinois has plenty of designated rural and suburban areas that qualify for a USDA home loan.  USDA home loans offer a financing guarantee opportunity for Illinois residents ...

Aside from Indianapolis, Fort Wayne, and Evansville, huge parts of Indiana are rural and suburban. If you find a home in these rural locations, you can get a USDA loan instead of a conventional home loan or interest-only loan. The main benefit is that you ...