USDA
USDA Home Loan Wisconsin
November 22, 2024
If life in a rural setting of Wisconsin suits your life expectations, then you could apply for a USDA loan in Wisconsin and benefit from friendly terms and favorable lending requirements. Society Mortgage is an equal housing lender and understands not only the charm of ...
USDA First Time Home Buyer (2025)
November 13, 2024
USDA loans are a great way for first-time homebuyers to access the property ladder. These loans, backed by a government agency, come with no down payment, which is particularly helpful for buyers who don’t have enough savings or a previous home to sell. Add the ...
USDA Loans in North Carolina
November 13, 2024
USDA loans in North Carolina are an affordable way to access homeownership on favorable terms. People on low to moderate incomes may qualify for USDA loans to buy homes in rural areas with no cash down payment and a low interest rate. Backed by the ...
USDA Loan Rates
October 2, 2024
The interest rate on your USDA loan will determine your mortgage’s overall cost and monthly mortgage payments. Lower USDA interest rates mean lower monthly payments and lower interest charges throughout the lifespan of your mortgage. Even saving a few dollars every month quickly adds up ...
USDA DTI Ratio, Limits, and Requirements 2025
October 2, 2024
When you apply for a USDA loan, your borrower will want to check that you can afford your mortgage and will be able to pay it comfortably, or at least within reasonable means. If you already have too much debt or financial obligations, you may ...
USDA Loan Benefits
October 2, 2024
If your lifestyle, work, and family needs can be met in a rural setting, then a USDA loan is the perfect way to access the property ladder and buy your home on very favorable terms. USDA loan benefits are geared towards low to middle-income families ...
How to Apply for a USDA Home Loan Step-by-Step
October 2, 2024
The USDA Loan Process Step-by-Step USDA home loans offer eligible rural and suburban homebuyers an excellent opportunity to buy a home without a down payment. Plenty of properties are available in rural areas that can make great homes and become yours at favorable loan terms, ...
USDA Loan Closing Costs. Who Pays the Hidden Costs?
July 26, 2024
You have found a property in rural America that meets your household income needs and fits your budget. Before finalizing the deal and buying the house, it’s good to know the closing costs and fees that you will need to pay for the USDA loan ...
What Disqualifies A Home From USDA Financing
July 26, 2024
Backed by the Department of Agriculture, USDA loans aim at helping prospective homeowners with a low household income buy their homes in an agricultural or suburban area. As such, a USDA home loan comes with favorable housing repayment terms and low interest rates. They also ...