Mortgage Tips

The Real Estate Settlement Procedures Act (RESPA) is an act passed by Congress in 1974.  It was designed to protect potential homeowners and enable them to become more informed consumers.  This act requires lenders to provide more information to borrowers at certain points in the ...

What Does A Loan Officer Do? Being a loan officer is the greatest job someone could have.   In my position, I get to work with someone from the first time they call in or fill out an online questionnaire and see them into their ...

If you've ever considered a 15-year loan term, it's a terrific time to talk to your lender. According to Freddie Mac's weekly mortgage rate survey, the 15-year fixed rate mortgage is at its lowest point in history.

For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.