Home Loan Learning Center
How To Withdraw Money From 401k Before Retirement
Asset documentation is one of the most stressful parts of the mortgage loan process. Having to supply the most recent 2 months of bank statements, and also having to keep providing additional statements every time a new one comes out can be stressful. But the ...
Buying A New Construction Home: Step-by-step Process
When it comes to buying a new home, there are plenty of options for borrowers. Buying an existing home is the most common practice currently. However, it newly built home may offer a more cost effective approach to home ownership. Buying a newly constructed condo ...
6 Reasons Why You Should Never Buy A Townhouse
During the home buying process, you have to decide whether or not what is best for your family in the short and long term. And with all of the options available between buying a single family home, condos and townhouses, this can be very fairly ...
4 Benefits Of A Townhouse: Living In a Townhome Community
In our current age, we’ve become accustomed to having options. When there’s a need or a desire for a specific thing, people strive to bring a solution to that need. The townhouse is a perfect example of solving a problem. A townhouse is the perfect ...
Buying A Condo Vs House: Here’s What You Should Know
Choosing between purchasing a condo or a single family home can be a very tough decision. Especially if you are a first time home buyer. Are you someone who enjoys being in arms reach of neighbors and living in a very low maintenance lifestyle? Or ...
USDA Home Loan Appraisal Requirements (2025)
For the USDA Home Loan program, we’ve covered most of the income and asset documents that the average borrower will need for the mortgage-lending process. In this blog post, we’ll be talking a bit about the “dreadful” Appraisal to make things a bit more easy ...
USDA Asset and Income Documentation, and Verification Process
You have decided to apply for a USDA Home Loan. You’ve found the home of your dreams, and it resides within the eligibility criteria set forth by the USDA. What should you expect to have to make the approval process as easy and seamless as possible? Are ...
USDA Renovation Loan: Home Improvement Loan Requirements
USDA Renovation Loans If you’re thinking about purchasing a new home through the USDA loan program, you may have other options! While you can easily just buy a home that is not in need of any repairs, the USDA Renovation Loan Program allows you to ...
Renting VS Buying A Home: Should You Rent Or Buy A House
Should you buy or rent? As much as I wish I had a straightforward answer for you, I don’t. Instead, I hope to guide your analysis in order to make things just a bit more clear for you. Let’s run down the major benefits of ...