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Home Loan Learning Center

USDA

How To Get A Zero-down Mortgage

Here at Consumer Real Estate we specialize in helping individuals utilize the USDA Home Loan Program to make the dream of home ownership a reality. The USDA Home Loan program is a 100% financed program that allows people to purchase a new home with no ...
Mortgage Tips

Why I Love Being a Loan Officer?

What Does A Loan Officer Do? Being a loan officer is the greatest job someone could have.   In my position, I get to work with someone from the first time they call in or fill out an online questionnaire and see them into their ...
Mortgage Tips

Why is a 15-Year Fixed-Rate Mortgage Better Than  30-Year?

If you've ever considered a 15-year loan term, it's a terrific time to talk to your lender. According to Freddie Mac's weekly mortgage rate survey, the 15-year fixed rate mortgage is at its lowest point in history.
Mortgage Tips

What is an Advantage of an Adjustable Rate Mortgage? ARM

For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.