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VENICE LUCKX

Director of Sales
NMLS ID: 1810923
Company NMLS: 104621

I'm Venice Luckx and I am the Sales Director here at Society Mortgage..

I was born and raised in a small town near Ghent, Belgium. I went to Ghent University for a master’s degree in Business Engineering, where I grew my passion for finance and entrepreneurship.

My family and I would often vacation in sunny “So-Flo” to get away from the cold and rainy Belgium weather, during which I quickly fell in love with the American way of living. I permanently moved to the United States in 2018 and joined Society Mortgage in 2019. I worked hard from the very beginning, wanting to refine my mortgage knowledge and redefine the loan process.

My pursuit of happiness includes spending time with my better half and our fur babies (all three of them!). When I’m not practicing yoga, you can find me outdoors, fishing, and/or boating. After all, this is South-Florida!

At Society Mortgage, our goal is to always find the right products and solutions to best meet our borrower’s specific needs and simplify the home buying process for them. We pride ourselves on training and educating our team of loan officers to do the same, while always looking for ways to improve.

We look forward to the opportunity to guide and help you achieve your best possible financial picture! You have questions, we have answers. Call, text, or email us anytime!

Reach out to Venice Luckx today!
Society Mortgage - Venice Luckx
Society Mortgage - Venice Luckx

Author Articles

SM Blog Photos (3)
Mortgage Tips

Living Rent Free Letter for Mortgage: Needed Documentation

For the third and final part of this blog, we’ll be discussing some more documents as well as giving additional tips that may help the first time home buyer speed up the mortgage-lending process. In the last blog update, we talked a bit about some ...
Loan officer answering What Is an Escrow On A Mortgage?
Mortgage Tips

What Is Escrow On A Residential Mortgage?

For this blog update, we will be discussing the mortgage term “escrow,” and what it means for the first time home buyer’s mortgage lending process. Escrow in the mortgage lending process is essentially an account that is created during the lending process that holds items ...
SM Blog Photos (2)
FHA

FHA Loan Homeowners Insurance Requirements (2025)

FHA loans require that the property being purchased has homeowners insurance in effect, on the day of closing.  In addition to homeowners insurance, certain properties may require additional insurance coverages, i.e. flood insurance, and that will be determined during the loan process.  The insurance policies ...
SM Blog Photos (14)
USDA

USDA Mortgage Insurance

USDA loans are a great option for home purchases in a designated USDA Rural Development area. Offering 100% financing without a requirement for a down payment, competitive loan rates, and flexible credit requirements, these loans make homeownership accessible to a wide range of borrowers who ...
SM Blog Photos (13)
Mortgage Tips

Fannie Mae Homepath Properties (REO) Real Estate Owned

Fannie Mae’s HomePath REO Program: An Introduction For this blog post, we will be talking about the Fannie Mae’s HomePath REO program in the eyes of the first time home buyer.  Fannie Mae’s HomePath program is essentially for the selling of newly foreclosed properties that ...
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Mortgage Tips

The What, When and Why’s of a Foundation Inspection Certification

Introduction In the process of obtaining a mortgage, your lender may request a Foundation Inspection or a Foundation Certification. A Foundation Inspection Certification may be requested for several reasons, such as being requested by the appraiser due to his or her inspection, or the home ...
SM Blog Photos (11)
Mortgage Tips

Asset Documentation For First-Time Home Buyers

One of the biggest sources of anxiety for the first time home buyer is the asset documentation needed for submission and for the final approval. First time home buyers can easily feel overwhelmed with the amount of documentation that is needed, especially when it comes ...
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Mortgage Tips

Mortgage Tips When Buying First Home: First-Time Buyer Advice

Understanding Your Budget For the first-time home-buyer, choosing the first home can be a daunting, intimidating process. There seems to be a lot of rules and regulations, many different loan programs to choose from, and a lot of fancy mortgage jargon that can leave a ...
Mortgage Tips

What Is A 1004d Appraisal Form? The Completion Report

For the first time home-buyer, a completion report may bring confusion, anxiety and uncertainty. However, I’m here to tell you that these completion reports should bring ease and comfort to the first time home-buyer. These reports are requested by lenders when the original home appraisal ...