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December 2023

SM Blog Photos (6)
Mortgage Tips

Pros & Cons of Owning a House | What Homeowners Need to Know

For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.
SM Blog Photos (7)
Mortgage Tips

Down Payment Gifts – Rules for Giving and Receiving

Buying a house can be difficult, particularly if you have to pay a down payment toward the value of the house. For first-time homebuyers, home affordability is even more challenging as they don’t benefit from the liquidity of selling a home. For most home loans, ...