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VENICE LUCKX

Director of Sales
NMLS ID: 1810923
Company NMLS: 104621

I'm Venice Luckx and I am the Sales Director here at Society Mortgage..

I was born and raised in a small town near Ghent, Belgium. I went to Ghent University for a master’s degree in Business Engineering, where I grew my passion for finance and entrepreneurship.

My family and I would often vacation in sunny “So-Flo” to get away from the cold and rainy Belgium weather, during which I quickly fell in love with the American way of living. I permanently moved to the United States in 2018 and joined Society Mortgage in 2019. I worked hard from the very beginning, wanting to refine my mortgage knowledge and redefine the loan process.

My pursuit of happiness includes spending time with my better half and our fur babies (all three of them!). When I’m not practicing yoga, you can find me outdoors, fishing, and/or boating. After all, this is South-Florida!

At Society Mortgage, our goal is to always find the right products and solutions to best meet our borrower’s specific needs and simplify the home buying process for them. We pride ourselves on training and educating our team of loan officers to do the same, while always looking for ways to improve.

We look forward to the opportunity to guide and help you achieve your best possible financial picture! You have questions, we have answers. Call, text, or email us anytime!

Reach out to Venice Luckx today!
Society Mortgage - Venice Luckx
Society Mortgage - Venice Luckx

Author Articles

SM Blog Photos (6)
Mortgage Tips

Pros & Cons of Owning a House | What Homeowners Need to Know

For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.
SM Blog Photos (7)
Mortgage Tips

Down Payment Gifts – Rules for Giving and Receiving

Buying a house can be difficult, particularly if you have to pay a down payment toward the value of the house. For first-time homebuyers, home affordability is even more challenging as they don’t benefit from the liquidity of selling a home. For most home loans, ...
SM Blog Photos (17)
Mortgage Tips

How to Buy a House with Bad Credit and Get Your Mortgage

Your credit score matters a lot when you’re trying to get a mortgage to buy a home. However, you still have plenty of mortgage options even with a below-average credit score. Lenders of conventional loans have a qualifying credit which is the minimum required for ...
SM Blog Photos (10)
Mortgage Tips

HomeReady® Mortgage Income Limit and Requirements for 2025

Buying a home in the current property market can be challenging. The Fannie Mae HomeReady® program is geared towards buyers who might be struggling to enter the property ladder. The mortgage is designed to help people on low income buy their home and it comes ...
SM Blog Photos
USDA

USDA Loan Florida: Requirements and Income Limits

Miami, Orlando, Tampa, and Palm Beach, FL might catch people’s attention but did you know that Jefferson County, FL is 100% rural as is Lafayette County? In these counties, you can get a USDA loan to buy a home with favorable terms and low-interest rates. ...
SM Blog Photos (12)
Mortgage Tips

How Long Does a Home Appraisal Take in 2025?

A home appraisal timeline ranges between one and three weeks. In a hot licensed real estate market, you get an appraisal on the higher end of the range.  A home appraisal is required by your lender to check the real value of the home you ...
Loan officer warning us about the Red Flags When Buying a Condo
Mortgage Tips

Red Flags When Buying a Condo: What to Keep an Eye For

Purchasing a condo is a great way to own a new property. Condo estates are usually located in central areas with lots of amenities and opportunities. City centers, schools, shopping markets, entertainment areas, and amenities are often available just around the corner.  If you are ...
Smiling Loan officer getting ready to explain Home Possible loan Income Limit
Mortgage Tips

Home Possible Income Limits: 2025 Requirements

The Home Possible® Program from Freddie Mac helps low-income borrowers achieve homeownership on favorable terms. The program comes with a low down payment, which helps first-time home buyers climb on the property ladder.  The income limit set by Freddie Mac depends on the borrowers’ zip ...
Male house buyer giving his contract to the loan officer for a USDA Loan in Texas.
USDA

USDA Loan Texas: Requirements, Credit Score, Application

Did you know that 97% of Texas in the United States is categorized as rural? That means that many prospective homeowners qualify for a USDA direct loan.  USDA home loans are backed by the Department of Agriculture as part of its USDA Rural Development Guaranteed ...