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VENICE LUCKX

Director of Sales
NMLS ID: 1810923
Company NMLS: 104621

I'm Venice Luckx and I am the Sales Director here at Society Mortgage..

I was born and raised in a small town near Ghent, Belgium. I went to Ghent University for a master’s degree in Business Engineering, where I grew my passion for finance and entrepreneurship.

My family and I would often vacation in sunny “So-Flo” to get away from the cold and rainy Belgium weather, during which I quickly fell in love with the American way of living. I permanently moved to the United States in 2018 and joined Society Mortgage in 2019. I worked hard from the very beginning, wanting to refine my mortgage knowledge and redefine the loan process.

My pursuit of happiness includes spending time with my better half and our fur babies (all three of them!). When I’m not practicing yoga, you can find me outdoors, fishing, and/or boating. After all, this is South-Florida!

At Society Mortgage, our goal is to always find the right products and solutions to best meet our borrower’s specific needs and simplify the home buying process for them. We pride ourselves on training and educating our team of loan officers to do the same, while always looking for ways to improve.

We look forward to the opportunity to guide and help you achieve your best possible financial picture! You have questions, we have answers. Call, text, or email us anytime!

Reach out to Venice Luckx today!
Society Mortgage - Venice Luckx
Society Mortgage - Venice Luckx

Author Articles

Mortgage Tips

Who Are Fannie Mae And Freddie Mac? What’s The Difference?

The Skinny on Fannie Mae and Freddie Mac You may have heard the Names “Fannie Mae and Freddie Mac” while dabbing into the mortgage world and have asked yourself, “Who are they?” In short, Fannie-Mae and Freddie-Mac are not people, but entities. Fannie Mae and ...
Mortgage Tips

Mortgage Closing Process: What To Expect?

When your loan processor submits all of the documents required by the conditional approval and your file passes through all of the last checks with the underwriters, you will be ready for closing. This stage is usually called “Clear to close.” Clear to Close and ...
Mortgage Tips

What is the Debt to Income Ratio and How To Calculate It?

How Does My Annual Income Affect My Rate? Your annual income will not affect the rate of your loan, but it will affect the amount the lender will be comfortable giving you. A mortgage lender will be more apprehensive lending out a loan that they ...
Mortgage Tips

What Is Creditworthiness and How Do Lenders Determine It?

Understanding the Importance of Creditworthiness One of the most critical steps individuals often overlook before applying for a mortgage loan is assessing their creditworthiness. Failing to check your credit score before applying can lead to costly mistakes. This oversight could result in increased interest rates, ...
Mortgage Tips

Why Use A Mortgage Broker?

Expertise and Knowledge There are two reasons why hiring an independent mortgage lender is better than seeking financing through a bank. The employees at a borrowing firm know more about all of the different kinds of loans than do bank laborers. Most of them encourage ...
USDA

How Long Do You Have To Live In A USDA Home Before Renting?

Some individuals wonder why it is important to buy rather than rent a home. You might believe it is cheaper to pay back a landlord instead of a bank. There are distinct advantages to buying an abode with USDA Loans and rural development loans. Many ...
Mortgage Tips

What is a Mortgage Broker

What does a mortgage broker do? A mortgage broker is a licensed professional who acts as an intermediary between borrowers and lenders during the mortgage application process. They work with multiple lenders to help borrowers find the most suitable mortgage product for their needs. How ...
USDA

How To Get A USDA Loan With Student Loans? Guidelines, and DTI Limits

Student Loan Guidelines, and DTI Limits Obtaining a USDA loan while managing student loans requires understanding how debt-to-income (DTI) ratios impact eligibility. Even with student debt, borrowers can still qualify if they meet certain requirements. Debt-to-Income (DTI) Ratio A key factor in USDA loan approval ...
USDA

USDA Home Loans For Disabled Persons

If you have acquired a new disability due to an illness or injury, you do not need to depend on a friend or family member to house you. People with steady incomes can apply for Rural Development Loans to pay for new structures. Your new ...