Minnesota Home Loans
We understand that buying a home is a big decision. That’s why we offer different types of home loans to fit your unique needs and budget. Whether you’re a first-time homebuyer, looking to refinance, or need a specialized loan services, our experienced team is here to guide you through the entire process.
Why Choose Society Mortgage for Your Minnesota Home Loan?
Competitive rates
We offer some of the most competitive rates on Minnesota home loans. Work with a mortgage lender that will assist you with reducing the time and financial costs.Â
A smooth loan process
Our streamlined process makes it easy to get your loan approved. Once you meet all the requirements you will be liable for the needed loan amount for your new property.Â
Excellent customer service
We’re committed to providing you with the best possible customer service. Owners with new homes to know all the details related to tax, insurance, interest rates, closing costs, etc. Our loan officers are professionals with years of education and experience.
Mortgage Loans for Minnesota Homes
Frequently Asked Questions
What credit score is needed to buy a house in Minnesota?
A minimum credit score of 600 is typically required for USDA loans in Minnesota.Â
Other loan programs may have different requirements, so it’s advisable to check with specific lenders.
What is the easiest type of home loan to get?
FHA loans are generally easier to qualify for due to their lenient credit score and down payment requirements. USDA loans are also accessible for eligible rural and suburban homebuyers, offering no down payment options.
What is the income limit for USDA loans in Minnesota?
The 2025 standard USDA loan income limit is $112,450 for 1-4 member households and $148,450 for 5-8 member households. These limits can vary by county due to cost of living adjustments.
What is the income limit for USDA loans in Minnesota?
The 2025 standard USDA loan income limit is $112,450 for 1-4 member households and $148,450 for 5-8 member households. These limits can vary by county due to cost of living adjustments.
Let's Get Started
Ready to go to the next step and choose one of the homebuyer programs?
Contact Society Mortgage to schedule a free consultation with one of our experienced mortgage professionals. Talk to a mortgage loan officer today and we’ll start working with you every step of the way to find the right loan and how to finance it. Get informed about the exact purchase price, interest rate, monthly payment, primary residence, first-time homebuyer programs, and many more.Â
We are here to help you make informed decisions and help you achieve your dream home with confidence!