Wisconsin Home Loans
We understand that buying a home is a big decision. That’s why we offer different types of home loans to fit your unique needs and budget. Whether you’re a first-time homebuyer, looking to refinance, or need a specialized loan program, our experienced team is here to guide you through the entire process.
Why Choose Society Mortgage for Your Wisconsin Home Loan?
Competitive rates
We offer some of the most competitive rates on Wisconsin home loans. Work with a mortgage lender that will assist you with reducing the time and financial costs.Â
A smooth loan process
Our streamlined process makes it easy to get your loan approved. Once you meet all the requirements you will be liable for the needed loan amount for your new property.Â
Excellent customer service
We’re committed to providing you with the best possible customer service. New home buyers need to know all the details related to tax, insurance, interest rates, closing costs, etc. Our loan officers are professionals with years of education and experience.
Wisconsin Home Mortgage Loans
Frequently Asked Questions
Does Wisconsin have a first-time homebuyer program?
Yes, Wisconsin offers programs to assist first-time home buyers. These programs may include down payment assistance, favorable loan terms, and other benefits. Eligibility criteria and program specifics can vary, so it’s advisable to consult with local housing authorities or approved lenders for detailed information.
What is the minimum credit score to buy a house in WI?
Understanding your credit score required to buy a house based in Wisconsin varies depending on the loan program and lender. For instance, FHA loans typically require a minimum credit score of 580 for a 3.5% down payment, while conventional loans may require higher scores. It’s recommended to consult with specific lenders or housing programs to determine the exact credit score requirements.
What is the free down payment grant?
Wisconsin offers various down payment assistance programs that provide grants or forgivable loans to eligible homebuyers. These programs aim to reduce the financial burden of purchasing a home by covering a portion of the down payment or closing costs. Eligibility and availability can vary, so it’s advisable to consult with local housing authorities or approved lenders for detailed information.
What are the fixed rates in Wisconsin?
As of January 2025, the average 30-year fixed mortgage rate in Wisconsin is approximately 6.83%.
Let's Get Started
Call or email us to schedule a free consultation and start your application process. Talk to a mortgage loan expert today and we’ll start working with you every step of the way to find the right loan solution for your needs. Get informed about the exact purchase price, interest rate, monthly payment, primary residence, first-time homebuyer programs, and many more.Â
We are here to help you make informed decisions and help you achieve your dream home with confidence!