Category: General Mortgage Information

Why a Home Renovation Loan May Be Right For You

April 19, 2019 / Samantha Young / Crefco, Usda Home Loan / No Comments

If you are looking for a home, a home renovation loan may be a better choice and also more cost-efficient than buying a home that is turnkey ready. A home renovation loan is a mortgage in which the cost of repairs are rolled into the loan itself.

What is a USDA Loan – Do You Qualify

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you purchase a home with NO Money Down. USDA Home Loans offer 100%

Am I Eligible For A USDA Home Loan?

March 3, 2011 / admin / USDA Home Loans / 3 Comments

There are only a few requirements you have to meet in order to be eligible for a USDA home loan. The first is that the home must be located in

How To Get a Lower Interest Rate on Your Mortgage

June 16, 2022 / admin / General Mortgage Information, Interest Rate, Society Mortgage / Buying A Home, Guide, lower interest rate, mortgage, Tips / No Comments

As mortgage rates continue to rise, they have reached their highest point since 2009. Whether you are buying a home or have already bought a home, the interest rate on

6 Things to Know About Conventional Mortgage Types

June 7, 2022 / admin / General Mortgage Information, Society Mortgage / Buying A Home, conventional mortgage types, Guide, society mortgage, Tips / No Comments

Shopping around for a mortgage can pay off. According to the National Housing Survey, those who do are more likely to negotiate favorable terms for their mortgage. But the process

How to Get USDA Home Loans in South Carolina

May 10, 2022 / admin / General Mortgage Information, Usda Home Loan, USDA Home Loans / home loans, south carolina, USDA, USDA home loans, usda south carolina / No Comments

High demand and low supply have caused housing affordability in South Carolina to drop 10.9%, while the average home price has increased by over 18% since 2020. These changes make

Realtor List

April 4, 2016 / admin / General Mortgage Information / 9 Comments

Realtor list is not hosted on this server anymore we have a new domain for USDA Realtors where all the realtors are sitting. Sorry for any conveyance. Thanks

How Your Credit Affects Your Eligibility For A Government Loan

February 29, 2016 / admin / General Mortgage Information, USDA Home Loans / consumer debt, credit score, government loan, rural development loan, USDA Loans / No Comments

When folks are ready to apply for USDA Loans and Rural Development loans, there is often one high hurdle they need to overcome. For usda eligibility you must usually have

How The Government Can Give Your Family A Good Holiday Season

February 29, 2016 / admin / General Mortgage Information, USDA Home Loans / government, holiday season, home improvement, rural development loans, USDA / 1 Comment

You can get federal money to help your loved ones enjoy the holidays. You do not need to chose between having a secure dwelling and paying for gifts and food.

What To Do To Get A Government Home Loan By Your Wedding Day

February 29, 2016 / admin / General Mortgage Information, USDA Home Loans / .federal money, credit score, dream home, financial health, government loan, reliable income, USDA, usda loan / No Comments

Lots of couples plan a marriage and look for an abode at the same time. When you are looking to start a life in the country, you might wonder if

Little Known Facts About USDA Loans And Rural Development Loans

February 29, 2016 / admin / General Mortgage Information, USDA Home Loans / government funds. government loans, HUD, rural development loans, us veterans, USDA / No Comments

If you are planning on getting federal housing funds, it is helpful to know the minor basics about these programs. You are permitted to have a higher income than that

The Top Three Reasons Why College Graduates Should Get Rural Development Loans

February 29, 2016 / admin / General Mortgage Information, USDA Home Loans / government loan, rural development loans, rural home / No Comments

Rural Development loans are excellent contracts for new college graduates. Most of them can benefit from very low monthly payments. If you have a new, reasonable credit history, you are

How To Find A Good Realtor

February 29, 2016 / admin / General Mortgage Information, USDA Home Loans / No Comments

It is critical to know how to find a good realtor. You need to locate one with a good rating from an outside source. You must find a professional who

Choosing the Right Type of Loan

January 13, 2015 / admin / General Mortgage Information / 25 Comments

When looking for a new home, it is imperative to choose the best type of loan for you. Here atSociety Mortgage, we offer a few different loan options, and can

The Initial Steps of the Mortgage Application

January 12, 2015 / admin / General Mortgage Information / 19 Comments

The mortgage process can seem daunting to those who have not yet been through it. There can seem to be an endless amount of hoops to jump through, accompanied by