Many individuals investigate all of their options for home ownership when they want to move. If you do a lot of research online, you 
might read about and like the idea of an Adjustable Rate Mortgage. This is why you might be better off getting a Rural Development Loan.
You might have heard that an ARM has a low rate for many years. That aspect of the loan might appeal to you if you want a good home. You can also get an inexpensive rate on a government contract.
Some people buy large places with variable rate loans. They might not have been able to afford their homes with commercial mortgage plans. If you get a Rural Development loan, you can get a nice home with a low interest rate.
The third reason why a federal mortgage contract might be a good option for you is the lack of a need for a down payment. Most ARM borrowers need to pay some money up front before they can get their homes. If you get a mortgage from the government, you do not need to hand over a large sum of cash to get your keys.
Many people look into all of their choices for buying property when they want to trade money for a place. If you get an Adjustable Rate Mortgage, you may qualify for a good home that is beyond your financial reach. With a Rural Development loan, you can obtain a nice place without having to worry about how you will afford it.