There are only a few requirements you have to meet in order to be eligible for a USDA home loan. The first is that the home must be located in a designated USDA rural area. You can check the USDA eligibility of your county using the link below.

Learn more about USDA Loans:

USDA Eligibility Tester
USDA Loan Application Checklist
USDA Loan Application Guidelines
USDA Mortgage Guidelines
More information from the USDA

USDA Home Loan Credit and Income Limitations

If the home is in an eligible area, you must not exceed the current yearly USDA income limit set for your county. Finally, assuming you meet both the location and income requirements, the final requirement is an evaluation of your credit history. The USDA Rural Development loan program does not have a strict credit score guideline. Rather, it evaluates your credit history in an effort to ascertain your willingness to meet repayment obligations.

With all the numerous USDA home loan eligibility requirements, let the USDA experts at Society Mortgage‏ be your guide.  Begin the process today by filling out an application or calling one of our certified agents at 1-866-854-4242.

Choose your state to check state income limits!