Own your home with 100% financing — VA loans make it possible.
A VA home loan is a government-backed mortgage available to veterans, active-duty service members, and eligible spouses.
It’s designed to make homeownership easier by offering no down payment, no private mortgage insurance (PMI), and competitive interest rates.
With a VA loan, you can purchase a home with little to no money down and enjoy flexible qualification requirements that reward your service.
We simplify the mortgage process with expert guidance, fast responses, and real support every step of the way. Here’s how we help you move forward with confidence:
Upload documents securely, message your Loan Expert, and receive real-time updates throughout your loan process in one easy-to-use app.
No. The home must be your primary residence and meet VA property standards for safety and livability. Vacation homes and investment properties don’t qualify. Society Mortgage loan officers can help you find a VA-approved home that fits your eligibility and goals.
Most VA loans require a funding fee (usually between 1.25% and 3.3%) that can often be rolled into the loan amount.
There are no monthly mortgage insurance premiums (PMI), and closing costs are capped by the VA to protect you from overcharges.
The main drawback is the VA funding fee, which can increase your loan amount slightly if rolled in. Also, VA loans can’t be used for second homes or investment properties, and the property must meet strict VA appraisal standards.
Your loan remains valid and nothing changes about your mortgage terms. However, your spouse’s income and eligibility can help if you later refinance or apply for another VA-backed loan together.
Start your home mortgage journey in under one minute today!
