Self-employed and struggling to qualify on paper?
You may be able to qualify using 12 or 24 months of bank statements instead of tax returns.
Flexible programs designed for business owners, freelancers, and investors
Qualify using 12 or 24 months of bank deposits instead of tax returns.
Qualify based on a profit and loss statement rather than tax returns.
Qualify based on the property’s rental income rather than personal income.
For borrowers whose tax returns don’t tell the full story
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Many lenders offer programs that allow buyers to qualify using bank deposits, profit & loss statements, assets, or rental income rather than traditional W-2 income.
Some programs allow qualification without tax returns, depending on income type and documentation.
Certain programs allow eligible buyers to use rental income from investment properties as part of qualification.
Credit score requirements vary by program and borrower profile.
Many buyers receive a preliminary pre-approval decision within 24 hours after submitting required information.
Some programs allow qualifying assets to be used as part of the mortgage evaluation.
