Tag: USDA Loans

Why a Home Renovation Loan May Be Right For You

April 19, 2019 / Samantha Young / Crefco, Usda Home Loan / No Comments

If you are looking for a home, a home renovation loan may be a better choice and also more cost-efficient than buying a home that is turnkey ready. A home renovation loan is a mortgage in which the cost of repairs are rolled into the loan itself.

What is a USDA Loan – Do You Qualify

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you purchase a home with NO Money Down. USDA Home Loans offer 100%

Am I Eligible For A USDA Home Loan?

March 3, 2011 / admin / USDA Home Loans / 3 Comments

There are only a few requirements you have to meet in order to be eligible for a USDA home loan. The first is that the home must be located in

Why You Should Buy Rather Than Rent A Home

February 29, 2016 / admin / USDA Home Loans / landlord, rural development loans, USDA Loans / 3 Comments

Some individuals wonder why it is important to buy rather than rent a home. You might believe it is cheaper to pay back a landlord instead of a bank. There

How To Make The Government Pay For Your Winterization Costs

February 29, 2016 / admin / USDA Home Loans / freezing darfts, new insulation, replacement sashes, replacement windows, rural development loans, secure doors, USDA Loans, winterization / No Comments

You might be eligible for having the government pay for some of your winterization efforts in your home. If you qualify for USDA loans and Rural Development loans, you are

How Your Credit Affects Your Eligibility For A Government Loan

February 29, 2016 / admin / General Mortgage Information, USDA Home Loans / consumer debt, credit score, government loan, rural development loan, USDA Loans / No Comments

When folks are ready to apply for USDA Loans and Rural Development loans, there is often one high hurdle they need to overcome. For usda eligibility you must usually have

How To Rebuild Credit To Get A Rural Development Loan After A Personal Disaster

February 29, 2016 / admin / USDA Home Loans / rural development loans, USDA Loans / No Comments

When you are newly recovering from a job loss, an illness or other life changing event, your first thought might be of finding a way to get a shelter of

Why is the underwriter asking for more documents

November 5, 2014 / admin / USDA Home Loans / underwriter, underwriting, USDA Loans / No Comments

As a first time home buyer, this question may be haunting you throughout the loan process. Here are a few reasons why your underwriter may ask for more documents. The

Should You Get a USDA Mortgage?

October 30, 2014 / admin / USDA Home Loans / 100% financing, USDA Loans / No Comments

If you are considering buying a home it is important to know all your options. I believe the USDA home loan program is one of the best products on the

Tired of Renting?

October 22, 2014 / admin / USDA Home Loans / home purchase, USDA Loans, zero down home loans / No Comments

Are you tired of renting? Tired of how loud your apartment building is? Dislike your landlord? Want to start building equity in a home but having a tough time coming

USDA and Well Water Tests

October 8, 2014 / admin / USDA Home Loans / Buying A Home, USDA Loans / 4 Comments

An inspector from the local health department or a laboratory certified by the state takes water samples for testing. State laboratories performing analyses of drinking water compliance samples must meet

USDA Loans are Ready for You!

October 7, 2014 / admin / USDA Home Loans / USDA Loans, zero down mortgage / No Comments

Thank you so much for looking into one of our USDA no down payment Rural Development home loans. If you are currently renting a house or apartment, then this loan

USDA home loans are the most affordable loan on the market today!

September 9, 2014 / admin / USDA Home Loans / mortgage loans, no money down, USDA Loans / No Comments

Not only is there no down payment involved, but the private mortgage insurance is much cheaper than any other loan product available! On top of no down payment and low

Why do I need to write a letter of explanation about my credit inquiries?

September 8, 2014 / admin / USDA Home Loans / Credit Inquiries, USDA Loans / No Comments

A credit inquiry list is found on your credit report which is pulled on all loan applications. The report records all the lenders or creditors you’re interesting in establishing credit

Who is a USDA Loan Best For?

August 5, 2014 / admin / USDA Home Loans / 0 down loan, application, mortgage, USDA Loans / No Comments

The USDA Home Loan helps a variety of people from all walks of life. It’s a government loan that is 100% financed which allows buyers who may be in tough