Home Loan Learning Center
VA Loan Assumption
VA loans are a great way for veterans and active-duty service members to achieve homeownership on favorable terms and without a down payment. VA loan beneficiaries can also transfer their VA loan to a homebuyer when they decide to sell their home. The homebuyer assumes ...
Jumbo vs Conventional Loans
For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.
VA vs Conventional Loans
For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.
USDA vs VA Loans
For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.
USDA vs Conventional Loans
For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.
FHA vs. Conventional Loans
For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.
FHA vs. VA Loans
For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.
USDA Loan Rates
The interest rate on your USDA loan will determine your mortgage’s overall cost and monthly mortgage payments. Lower USDA interest rates mean lower monthly payments and lower interest charges throughout the lifespan of your mortgage. Even saving a few dollars every month quickly adds up ...
USDA DTI Ratio, Limits, and Requirements 2025
When you apply for a USDA loan, your borrower will want to check that you can afford your mortgage and will be able to pay it comfortably, or at least within reasonable means. If you already have too much debt or financial obligations, you may ...