Mortgages made for the way South Florida buys.
For South Florida buyers whose income doesn’t fit the bank’s box.
- Qualify without W-2s or tax returns
- Use your deposits, assets, or property income to get approved
- Flexible options for self-employed, second-home, and unique-income buyers
See What You Qualify For
Different ways to qualify
Because not everyone fits one box
Through your deposits
Use bank statements instead of tax returns
Through your property income
Use rental or short-term income to qualify.
Through your assets
Qualify with savings, investments, or retirement funds.
Through second-home flexibility
Programs for buyers who already own elsewhere.
Why South Florida buyers choose us
Built for self-employed & unique income
Local South Florida expertise
Clear process from start to finish
We make mortgages simpler, faster, and easier.
Do everything from your phone apply, upload documents, and track your loan in one place.
Our technology streamlines the process, cutting costs and time so we can pass the savings on to you.
Win-win.
What Our Clients Are Saying
Frequently Asked Questions
No! These programs are for anyone whose income doesn’t fit a traditional bank loan self-employed, business owners, or second-home buyers.
Not always. Depending on the program, you can qualify with bank statements, assets, or property income instead.
They can be slightly different than a traditional loan, but the flexibility and speed often make it worth it.
Most buyers are pre-approved within 24 hours and close on a similar timeline to a regular mortgage.
Ready to buy in South Florida?
Your income might be unique but your dream home shouldn’t have to wait.
Terms and Conditions
NMLS ID #104621
All loans subject to credit and underwriting approval. Eligibility requirements, including income limits and property location, apply. This is not a commitment to lend. Programs, rates, and terms are subject to change without notice.